Refinance student loan consolidating student loan
The maximum variable rate on the Education Refinance Loan is the greater of 21.00% or Prime Rate plus 9.00%.
Subject to additional terms and conditions, and rates are subject to change at any time without notice.
If you have a cosigner on a private student loan, you can refinance it without keeping them on the loan if you are eligible.
Note: In the following review boxes, "Cosigner Release" refers to removing the cosigner on your refinanced loan, if you have one.Fixed interest rates range from 3.89%-9.99% (3.89%-9.99% APR) based on applicable terms, level of degree earned and presence of a co-signer.Lowest rates shown are for eligible, creditworthy applicants with a graduate level degree, require a 5-year repayment term and include our Loyalty discount and Automatic Payment discounts of 0.25 percentage points each, as outlined in the Loyalty and Automatic Payment Discount disclosures.If you don’t meet the requirements of a certain lender, a creditworthy cosigner can increase your approval odds and help you receive a lower interest rate.In this guide: Each student loan refinance lender has its own specific underwriting criteria, so your approval odds may be higher at one lender than another.