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The issuer identification number also known as the bank identification number (BIN) is the first six digits of the credit card number.

These identify the institution that issued the credit card to the card holder. Afterwards comes the account number, digit 7 to last minus one.

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Merely typing a valid credit card number into a form is not enough to purchase anything and you should not attempt to.There's another tool for those times when you need to generate all other kinds of data.The MOD 10 algorithm is a checksum (detection of errors) formula which is the common name for the Luhn algorithm.The maximum length of the account number is 12 digits. The last digit is the checksum which we explained how to calculate using the MOD 10 algorithm.It is used to validate the primary account number to protect against accidental errors.

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